Question: What Are The Documents Required For A Personal Loan?

What are the documents required for personal loan in HDFC Bank?

Documents requiredIdentity proof (copy of passport/voter ID card/driving license/Aadhaar)Address proof (copy of passport/voter ID card/driving license/Aadhaar)Bank statement of previous 3 months (Passbook of previous 6 months)Two latest salary slip/current dated salary certificate with the latest Form 16.More items….

What documents are required for bank loan?

The following documents are required along with your Personal Loan application:Identity proof (copy of passport/voter ID card/driving license/Aadhaar)Address proof (copy of passport/voter ID card/driving license/Aadhaar)Bank statement of previous 3 months (Passbook of previous 6 months.More items…•

How can I get a personal loan instantly?

How to Apply for Personal LoanFill in the online application form with your personal, employment and financial details.Choose your loan amount and repayment tenor to receive instant approval.A Bajaj Finserv representative will get in touch with you. … Receive disbursal of your loan within 24 hours of approval.

How can I get a 5000 instant loan?

Major benefits & Key features of Instant Personal LoanGet instant approval for your loan.Know your eligibility for instant cash loan within minutes.Avail loan amount starting from as low as Rs. 5000 to 2 lakh.Quick disbursal within 24 hours.Convenience of complete online process.No paperwork.

How much loan can I get on 30000 salary?

Suppose, your monthly income is ₹ 30,000 and the loan amount you are eligible for is ₹ 15 Lakh, If you add your spouse as co-applicant, earning ₹ 20,000 per month, can increase your eligibility to ₹ 25 Lakh.

How much personal loan can I get on my salary from HDFC?

HDFC Bank Personal Loan EligibilityEligibility CriteriaSalariedSelf Employed ProfessionalsMinimum Eligible Income₹ 20,000 per month₹ 5 Lakh gross annual receiptsMaximum Eligible Loan27x of monthly income-Maximum Loan Amount Eligibility₹ 75 Lakh₹ 50 LakhMinimum Work Experience12 months48 months2 more rows

How can I get SBI instant loan?

TimesPointsHow to apply for SBI’s emergency loan via YONO app?* Download YONO SBI app and click on ‘Pre-approved Loan’* Select tenure of the loan and amount.* OTP (one-time password) will be sent to the registered mobile number.* The loan amount will be approved once the OTP is submitted.

How long does it take to get personal loan from SBI?

State Bank of India offers personal loan under four categories – SBI Pension Loan, SBI Xpress Credit Personal Loan, SBI Saral Personal Loan and SBI Festive Season Loan….SBI Personal loan details:Interest rates12.15% – 15.15%Repayment optionsUpto 5 yearsMaximum loan amountRs.15 LakhLoan approval time10 Minutes2 more rows

How much loan can I get on 35000 salary?

If you are taking a home loan for 35,000 salary, you can get a maximum loan amount of Rs. 20,16,481 at say an 8.5% interest rate for a tenure of 20 years. In this situation, the home loan EMI amount you would pay is not more than Rs. 17,500.

Can I get 10 lakh loan?

With Bajaj Finserv, you can avail a high-value Loan Against Property of up to Rs. 10 Lakh at affordable rate of interest. Both salaried and self-employed individuals can avail the loan. With the right eligibility, you may also avail a loan of up to Rs.

What is the minimum salary for Personal Loan in HDFC Bank?

Rs. 15,000Your minimum salary to avail HDFC Bank personal loan should be Rs. 15,000. However for those residing in metro and tier 1 cities like Bangalore, Delhi, Mumbai, Hyderabad, Chennai, Kolkata, Ahmedabad and Cochin need a minimum monthly salary of Rs. 20,000 to be eligible for HDFC Bank’s personal loan.

What are the documents required for SBI personal loan?

Documents Required For Loan ApplicationIdentity proof: Passport, PAN, Voter Identity Card, Driving License, Aadhaar Card.Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card.More items…•

How can I get a personal loan without documents?

How To Get A Personal Loan Without DocumentsHighlights.Few lenders need minimal documentation to sanction loans.Opt to borrow from a lender you have a relationship with.Some personal loans offer the instant approval feature.Opt for the Bajaj Finserv Pre-approved Personal Loan offer.

How can I check my SBI personal loan eligibility?

Age: There is an age criteria for the approval of personal loan. The minimum age requirement for availing a personal loan is 21 years and maximum age is 58 years….SBI Personal Loan Eligibility.Eligibility CriteriaSalariedSelf Employed ProfessionalsMinimum Eligible Income₹ 24,000 per month₹ 5 Lakh gross annual receipts5 more rows

What is the easiest way to get a personal loan?

How To Get a Personal Loan in 5 Easy Steps?Step 1: Determine your requirement. Figure out why you need a Personal Loan and how much you need. … Step 2: Check loan eligibility. Once you know how much you need, you should check whether you are eligible. … Step 3: Calculate monthly instalments. … Step 4: Approach the bank. … Step 5: Submit documents.

How much loan can I get on 13000 salary?

Salary of 13000, Am I eligible for Loan? Check here onlineProductSalaryMin. loan amountPersonal Loan1300045000Home Loan13000300000Car Loan13000100000Credit Card13000

What will be the EMI for 20 lakhs?

Formula of Calculation of EMILoan amountInterest RateEMI per month5 Lakh8.35%Rs. 6,15910 Lakh8.50%Rs. 9,84715 Lakh8.60%Rs. 13,11220 Lakh8.70%Rs. 17,610

Which bank is best for personal loan?

Comparison of Best Personal Loan Providers in IndiaName of the LenderLoan AmountInterest Rate (p.a.)State Bank of India (SBI)Up to Rs. 20 lakh.10.35% onwardsHDFC BankUp to Rs. 40 lakh.10.75% onwardsICICI BankUp to Rs. 20 lakh.11.25% onwardsAxis BankUp to Rs. 15 lakh.12% onwards4 more rows•Jun 1, 2020

How do I know if I qualify for a personal loan?

How can you check personal loan eligibility?Open the loan eligibility calculator.Select the city of residence, date of birth, monthly income and monthly expenses.Once you select these fields, the tool will show an amount that you will be eligible for.You can apply for the same amount and get quick loan approval online.

What will be the EMI for 50 lakhs?

Check Best OffersLoan Amount10 Year Loan15 Year loan₹ 20 Lakh₹ 23,170₹ 17,921₹ 30 Lakh₹ 34,755₹ 26,881₹ 50 Lakh₹ 57,925₹ 44,802